/* ==========================================================================
   Mortgage Freedom Calculator - Main Stylesheet
   ========================================================================== */

/* ==========================================================================
   1. CSS Custom Properties (Design Tokens)
   ========================================================================== */

:root {
    /* Colors - Primary */
    --color-primary: #4fc3f7;
    --color-primary-dark: #0288d1;
    --color-primary-rgb: 79, 195, 247;

    /* Colors - Accent */
    --color-accent: #66bb6a;
    --color-accent-rgb: 102, 187, 106;

    /* Colors - Warning */
    --color-warning: #ffb74d;
    --color-warning-rgb: 255, 183, 77;

    /* Colors - Background (Enhanced - deeper gradient) */
    --bg-gradient-start: #0f0f1a;
    --bg-gradient-end: #1a1a2e;
    --bg-body: linear-gradient(135deg, var(--bg-gradient-start) 0%, var(--bg-gradient-end) 100%);

    /* Colors - Surface (Enhanced - more subtle) */
    --surface-card: rgba(255, 255, 255, 0.03);
    --surface-card-hover: rgba(255, 255, 255, 0.06);
    --surface-item: rgba(0, 0, 0, 0.2);
    --surface-result: rgba(0, 0, 0, 0.3);
    --surface-input: rgba(255, 255, 255, 0.08);
    --surface-glass: rgba(255, 255, 255, 0.05);

    /* Colors - Border */
    --border-color: rgba(255, 255, 255, 0.1);
    --border-color-light: rgba(255, 255, 255, 0.05);
    --border-input: rgba(255, 255, 255, 0.15);

    /* Colors - Text (Enhanced - better contrast) */
    --text-primary: #f5f5f5;
    --text-heading: #fff;
    --text-muted: #9e9e9e;
    --text-dimmed: #666;
    --text-link: var(--color-primary);

    /* Typography */
    --font-family: -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, Oxygen, Ubuntu, sans-serif;
    --font-size-base: 1rem;
    --font-size-sm: 0.85rem;
    --font-size-xs: 0.75rem;
    --font-size-lg: 1.1rem;
    --font-size-xl: 1.3rem;
    --font-size-2xl: 1.6rem;
    --font-size-3xl: 2rem;

    /* Spacing */
    --spacing-xs: 4px;
    --spacing-sm: 8px;
    --spacing-md: 15px;
    --spacing-lg: 20px;
    --spacing-xl: 25px;
    --spacing-2xl: 30px;
    --spacing-3xl: 40px;

    /* Border Radius */
    --radius-sm: 6px;
    --radius-md: 8px;
    --radius-lg: 10px;
    --radius-xl: 12px;

    /* Shadows */
    --shadow-primary: 0 2px 10px rgba(var(--color-primary-rgb), 0.5);
    --shadow-toast: 0 4px 20px rgba(0, 0, 0, 0.5);

    /* Transitions */
    --transition-fast: 0.2s;
    --transition-normal: 0.3s;

    /* Layout */
    --container-max-width: 1000px;
    --header-height: auto;
}

/* ==========================================================================
   2. Base Styles
   ========================================================================== */

* {
    box-sizing: border-box;
    margin: 0;
    padding: 0;
}

body {
    font-family: var(--font-family);
    background: var(--bg-body);
    min-height: 100vh;
    padding: var(--spacing-lg);
    color: var(--text-primary);
}

/* ==========================================================================
   3. Layout
   ========================================================================== */

.container {
    max-width: var(--container-max-width);
    margin: 0 auto;
}

/* ==========================================================================
   4. Typography
   ========================================================================== */

h1 {
    text-align: center;
    margin-bottom: 10px;
    color: var(--color-primary);
}

.subtitle {
    text-align: center;
    color: var(--text-muted);
    margin-bottom: var(--spacing-2xl);
}

.intro-text {
    color: #aaa;
    line-height: 1.6;
    margin-bottom: var(--spacing-xl);
    font-size: 0.95rem;
}

/* ==========================================================================
   5. Cards
   ========================================================================== */

.card {
    background: var(--surface-card);
    border-radius: var(--radius-xl);
    padding: var(--spacing-xl);
    margin-bottom: var(--spacing-lg);
    border: 1px solid var(--border-color);
}

.card h2 {
    color: var(--color-primary);
    margin-bottom: var(--spacing-lg);
    font-size: 1.2rem;
    border-bottom: 1px solid var(--border-color);
    padding-bottom: 10px;
    display: flex;
    justify-content: space-between;
    align-items: center;
}

/* ==========================================================================
   6. Grid Layouts
   ========================================================================== */

.info-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(200px, 1fr));
    gap: var(--spacing-md);
}

.info-grid-3 {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: var(--spacing-md);
}

.info-grid-2 {
    display: grid;
    grid-template-columns: repeat(2, 1fr);
    gap: var(--spacing-md);
}

@media (max-width: 700px) {
    .info-grid-3, .info-grid-2 {
        grid-template-columns: 1fr;
    }
}

/* ==========================================================================
   7. Form Elements
   ========================================================================== */

.info-item {
    background: var(--surface-item);
    padding: var(--spacing-md);
    border-radius: var(--radius-md);
}

.info-label {
    font-size: var(--font-size-sm);
    color: var(--text-muted);
    margin-bottom: var(--spacing-sm);
}

.info-value {
    font-size: var(--font-size-xl);
    font-weight: 600;
    color: var(--text-heading);
}

.info-input {
    width: 100%;
    background: var(--surface-input);
    border: 1px solid var(--border-input);
    border-radius: var(--radius-sm);
    padding: 10px 12px;
    font-size: var(--font-size-lg);
    font-weight: 600;
    color: var(--text-heading);
    outline: none;
    transition: border-color var(--transition-fast), box-shadow var(--transition-fast);
}

.info-input:focus {
    border-color: var(--color-primary);
    box-shadow: 0 0 0 2px rgba(var(--color-primary-rgb), 0.2);
}

.info-input::placeholder {
    color: var(--text-dimmed);
    font-weight: 400;
}

.input-row {
    display: flex;
    gap: 10px;
    align-items: center;
}

.input-row select {
    background: var(--surface-input);
    border: 1px solid var(--border-input);
    border-radius: var(--radius-sm);
    padding: 10px 8px;
    font-size: var(--font-size-base);
    font-weight: 600;
    color: var(--text-heading);
    outline: none;
    cursor: pointer;
}

.input-row select:focus {
    border-color: var(--color-primary);
}

.input-row select option {
    background: var(--bg-gradient-start);
    color: var(--text-heading);
}

.input-prefix {
    color: var(--text-muted);
    font-size: var(--font-size-lg);
}

.input-hint {
    font-size: var(--font-size-xs);
    color: var(--text-dimmed);
    margin-top: var(--spacing-xs);
}

/* Form Sections */
.form-section {
    margin-bottom: var(--spacing-lg);
}

.form-section:last-child {
    margin-bottom: 0;
}

.section-label {
    font-size: var(--font-size-xs);
    text-transform: uppercase;
    letter-spacing: 0.5px;
    color: var(--color-primary);
    margin-bottom: 12px;
    padding-bottom: var(--spacing-sm);
    border-bottom: 1px solid rgba(var(--color-primary-rgb), 0.2);
}

.section-label.optional {
    color: var(--text-muted);
    border-bottom-color: var(--border-color);
}

.section-label.calculated {
    color: var(--color-accent);
    border-bottom-color: rgba(var(--color-accent-rgb), 0.2);
}

.info-item.required .info-label::after {
    content: " *";
    color: var(--color-primary);
}

/* ==========================================================================
   8. Slider
   ========================================================================== */

.slider-container {
    margin: var(--spacing-lg) 0;
}

.slider-header {
    display: flex;
    justify-content: space-between;
    align-items: center;
    margin-bottom: var(--spacing-md);
}

.slider-label {
    font-size: var(--font-size-base);
    color: #ccc;
}

.age-display {
    font-size: var(--font-size-3xl);
    font-weight: 700;
    color: var(--color-primary);
}

input[type="range"] {
    width: 100%;
    height: 8px;
    border-radius: 4px;
    background: var(--border-color);
    outline: none;
    -webkit-appearance: none;
}

input[type="range"]::-webkit-slider-thumb {
    -webkit-appearance: none;
    width: 24px;
    height: 24px;
    border-radius: 50%;
    background: var(--color-primary);
    cursor: pointer;
    box-shadow: var(--shadow-primary);
}

input[type="range"]::-moz-range-thumb {
    width: 24px;
    height: 24px;
    border-radius: 50%;
    background: var(--color-primary);
    cursor: pointer;
    border: none;
}

.age-markers {
    display: flex;
    justify-content: space-between;
    margin-top: var(--spacing-sm);
    font-size: 0.8rem;
    color: var(--text-dimmed);
}

/* ==========================================================================
   9. Results
   ========================================================================== */

.results {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(200px, 1fr));
    gap: var(--spacing-md);
    margin-top: var(--spacing-lg);
}

.result-box {
    background: var(--surface-result);
    border-radius: var(--radius-lg);
    padding: var(--spacing-lg);
    text-align: center;
}

.result-box.highlight {
    background: linear-gradient(135deg, rgba(var(--color-primary-rgb), 0.2) 0%, rgba(var(--color-primary-rgb), 0.05) 100%);
    border: 1px solid rgba(var(--color-primary-rgb), 0.3);
}

.result-label {
    font-size: var(--font-size-sm);
    color: var(--text-muted);
    margin-bottom: var(--spacing-sm);
}

.result-value {
    font-size: var(--font-size-2xl);
    font-weight: 700;
    color: var(--color-primary);
}

.result-value.green {
    color: var(--color-accent);
}

.result-sub {
    font-size: 0.8rem;
    color: var(--text-dimmed);
    margin-top: 5px;
}

/* ==========================================================================
   10. Comparison Table
   ========================================================================== */

.comparison-table {
    width: 100%;
    border-collapse: collapse;
    margin-top: var(--spacing-md);
}

.comparison-table th,
.comparison-table td {
    padding: 12px;
    text-align: right;
    border-bottom: 1px solid var(--border-color);
}

.comparison-table th {
    color: var(--text-muted);
    font-weight: 500;
    font-size: var(--font-size-sm);
}

.comparison-table th:first-child,
.comparison-table td:first-child {
    text-align: left;
}

.comparison-table tr:hover {
    background: rgba(255, 255, 255, 0.02);
}

.row-highlight {
    background: rgba(var(--color-primary-rgb), 0.1);
}

.row-original {
    color: var(--text-muted);
}

/* ==========================================================================
   11. Savings Banner
   ========================================================================== */

.savings-banner {
    background: linear-gradient(135deg, rgba(var(--color-accent-rgb), 0.2) 0%, rgba(var(--color-accent-rgb), 0.05) 100%);
    border: 1px solid rgba(var(--color-accent-rgb), 0.3);
    border-radius: var(--radius-lg);
    padding: var(--spacing-lg);
    margin-top: var(--spacing-lg);
    text-align: center;
}

.savings-banner h3 {
    color: var(--color-accent);
    margin-bottom: 10px;
}

.savings-amount {
    font-size: var(--font-size-3xl);
    font-weight: 700;
    color: var(--color-accent);
}

/* ==========================================================================
   12. Warning
   ========================================================================== */

.warning {
    background: rgba(255, 152, 0, 0.1);
    border: 1px solid rgba(255, 152, 0, 0.3);
    border-radius: var(--radius-md);
    padding: var(--spacing-md);
    margin-top: var(--spacing-md);
    color: var(--color-warning);
    font-size: 0.9rem;
}

/* ==========================================================================
   13. Getting Started
   ========================================================================== */

.getting-started {
    background: linear-gradient(135deg, rgba(var(--color-primary-rgb), 0.15) 0%, rgba(var(--color-primary-rgb), 0.05) 100%);
    border: 1px solid rgba(var(--color-primary-rgb), 0.3);
    border-radius: var(--radius-lg);
    padding: var(--spacing-lg);
    margin-bottom: var(--spacing-lg);
    text-align: center;
}

.getting-started h3 {
    color: var(--color-primary);
    margin-bottom: 10px;
}

.getting-started p {
    color: #aaa;
    font-size: 0.95rem;
}

.getting-started.hidden {
    display: none;
}

/* ==========================================================================
   14. Chart
   ========================================================================== */

.chart-container {
    margin-top: var(--spacing-lg);
    background: var(--surface-item);
    border-radius: var(--radius-lg);
    padding: var(--spacing-lg);
}

.chart-legend {
    display: flex;
    justify-content: center;
    gap: var(--spacing-2xl);
    margin-bottom: var(--spacing-md);
}

.legend-item {
    display: flex;
    align-items: center;
    gap: var(--spacing-sm);
    font-size: 0.9rem;
}

.legend-dot {
    width: 12px;
    height: 12px;
    border-radius: 50%;
}

.legend-dot.original {
    background: var(--text-muted);
}

.legend-dot.accelerated {
    background: var(--color-primary);
}

canvas {
    width: 100%;
    height: 300px;
    cursor: crosshair;
}

.chart-tooltip {
    position: fixed;
    background: rgba(0, 0, 0, 0.9);
    border: 1px solid var(--border-input);
    border-radius: var(--radius-md);
    padding: 10px 14px;
    font-size: var(--font-size-sm);
    color: var(--text-heading);
    pointer-events: none;
    z-index: 1000;
    display: none;
    line-height: 1.5;
    box-shadow: var(--shadow-toast);
}

/* ==========================================================================
   15. Amortization
   ========================================================================== */

.amortization-toggle {
    background: none;
    border: 1px solid var(--border-input);
    color: var(--color-primary);
    padding: var(--spacing-sm) 16px;
    border-radius: var(--radius-sm);
    cursor: pointer;
    font-size: var(--font-size-sm);
    transition: all var(--transition-fast);
}

.amortization-toggle:hover {
    background: rgba(var(--color-primary-rgb), 0.1);
    border-color: var(--color-primary);
}

.amortization-content {
    max-height: 0;
    overflow: hidden;
    transition: max-height var(--transition-normal) ease-out;
}

.amortization-content.open {
    max-height: 2000px;
}

.amortization-table {
    width: 100%;
    border-collapse: collapse;
    margin-top: var(--spacing-md);
    font-size: 0.9rem;
}

.amortization-table th,
.amortization-table td {
    padding: 10px 8px;
    text-align: right;
    border-bottom: 1px solid var(--border-color);
}

.amortization-table th {
    color: var(--text-muted);
    font-weight: 500;
    position: sticky;
    top: 0;
    background: var(--bg-gradient-start);
}

.amortization-table th:first-child,
.amortization-table td:first-child {
    text-align: left;
}

.milestone {
    background: rgba(var(--color-accent-rgb), 0.1);
}

.amortization-scroll {
    max-height: 400px;
    overflow-y: auto;
}

/* ==========================================================================
   16. Share Button
   ========================================================================== */

.share-btn {
    background: linear-gradient(135deg, var(--color-primary) 0%, var(--color-primary-dark) 100%);
    border: none;
    color: var(--bg-gradient-start);
    padding: 10px var(--spacing-lg);
    border-radius: var(--radius-sm);
    cursor: pointer;
    font-size: 0.9rem;
    font-weight: 600;
    transition: transform var(--transition-fast), box-shadow var(--transition-fast);
    display: inline-flex;
    align-items: center;
    gap: var(--spacing-sm);
}

.share-btn:hover {
    transform: translateY(-2px);
    box-shadow: 0 4px 15px rgba(var(--color-primary-rgb), 0.3);
}

.share-btn:active {
    transform: translateY(0);
}

/* ==========================================================================
   17. Toast
   ========================================================================== */

.toast {
    position: fixed;
    bottom: var(--spacing-lg);
    left: 50%;
    transform: translateX(-50%) translateY(100px);
    background: #333;
    color: var(--text-heading);
    padding: 12px 24px;
    border-radius: var(--radius-md);
    opacity: 0;
    transition: all var(--transition-normal);
    z-index: 1000;
}

.toast.show {
    transform: translateX(-50%) translateY(0);
    opacity: 1;
}

/* ==========================================================================
   18. State Classes
   ========================================================================== */

.needs-data {
    opacity: 0.3;
    pointer-events: none;
}

.needs-data.active {
    opacity: 1;
    pointer-events: auto;
}

/* ==========================================================================
   19. FAQ Section
   ========================================================================== */

.faq-section {
    margin-top: var(--spacing-lg);
}

.faq-item {
    border-bottom: 1px solid var(--border-color);
}

.faq-item:last-child {
    border-bottom: none;
}

.faq-question {
    width: 100%;
    background: none;
    border: none;
    padding: 18px 0;
    text-align: left;
    cursor: pointer;
    color: var(--text-heading);
    font-size: var(--font-size-base);
    font-weight: 500;
    display: flex;
    justify-content: space-between;
    align-items: center;
    gap: var(--spacing-md);
}

.faq-question:hover {
    color: var(--color-primary);
}

.faq-icon {
    font-size: 1.5rem;
    line-height: 1;
    transition: transform var(--transition-normal);
    color: var(--color-primary);
}

.faq-item.open .faq-icon {
    transform: rotate(45deg);
}

.faq-answer {
    max-height: 0;
    overflow: hidden;
    transition: max-height var(--transition-normal) ease-out, padding var(--transition-normal);
    color: #aaa;
    line-height: 1.6;
}

.faq-item.open .faq-answer {
    max-height: 300px;
    padding-bottom: 18px;
}

/* ==========================================================================
   20. Navigation
   ========================================================================== */

.top-nav {
    text-align: right;
    margin-bottom: 10px;
}

.top-nav a {
    color: var(--color-primary);
    text-decoration: none;
    font-size: 0.9rem;
}

.top-nav a:hover {
    text-decoration: underline;
}

/* ==========================================================================
   21. Blog Links
   ========================================================================== */

.blog-links {
    display: flex;
    flex-direction: column;
    gap: 12px;
}

.blog-link {
    display: block;
    background: var(--surface-item);
    padding: var(--spacing-md) var(--spacing-lg);
    border-radius: var(--radius-md);
    text-decoration: none;
    border: 1px solid var(--border-color-light);
    transition: border-color var(--transition-fast), background var(--transition-fast);
}

.blog-link:hover {
    border-color: rgba(var(--color-primary-rgb), 0.3);
    background: rgba(var(--color-primary-rgb), 0.05);
}

.blog-link-title {
    display: block;
    color: var(--color-primary);
    font-weight: 500;
    margin-bottom: var(--spacing-xs);
}

.blog-link-desc {
    display: block;
    color: var(--text-muted);
    font-size: var(--font-size-sm);
}

/* ==========================================================================
   22. Footer
   ========================================================================== */

.site-footer {
    margin-top: var(--spacing-3xl);
    padding-top: var(--spacing-lg);
    border-top: 1px solid var(--border-color);
    text-align: center;
    color: var(--text-dimmed);
    font-size: var(--font-size-sm);
}

.site-footer p {
    margin-bottom: var(--spacing-sm);
}

.footer-links {
    margin-bottom: var(--spacing-lg);
    display: flex;
    justify-content: center;
    flex-wrap: wrap;
    gap: var(--spacing-sm) var(--spacing-lg);
}

.footer-links a {
    color: var(--color-primary);
    text-decoration: none;
    font-size: var(--font-size-sm);
}

.footer-links a:hover {
    text-decoration: underline;
}

/* ==========================================================================
   23. Site Header / Navigation
   ========================================================================== */

.site-header {
    position: fixed;
    top: 0;
    left: 0;
    right: 0;
    z-index: 100;
    background: rgba(15, 15, 26, 0.95);
    backdrop-filter: blur(10px);
    border-bottom: 1px solid var(--border-color);
    padding: 0 var(--spacing-lg);
    transition: background var(--transition-normal);
}

.header-container {
    max-width: var(--container-max-width);
    margin: 0 auto;
    display: flex;
    justify-content: space-between;
    align-items: center;
    height: 60px;
}

.site-logo {
    display: flex;
    align-items: center;
    gap: var(--spacing-sm);
    text-decoration: none;
    color: var(--text-heading);
    font-weight: 700;
    font-size: 1.1rem;
}

.site-logo svg {
    color: var(--color-primary);
}

.site-logo span {
    color: var(--color-primary);
}

.nav-links {
    display: flex;
    gap: var(--spacing-xl);
    list-style: none;
}

.nav-links a {
    color: var(--text-muted);
    text-decoration: none;
    font-size: 0.9rem;
    transition: color var(--transition-fast);
    padding: var(--spacing-sm) 0;
}

.nav-links a:hover {
    color: var(--color-primary);
}

.nav-links a.active {
    color: var(--color-primary);
}

/* Mobile menu button */
.mobile-menu-btn {
    display: none;
    background: none;
    border: none;
    color: var(--text-heading);
    cursor: pointer;
    padding: var(--spacing-sm);
}

@media (max-width: 700px) {
    .nav-links {
        display: none;
        position: absolute;
        top: 60px;
        left: 0;
        right: 0;
        background: rgba(15, 15, 26, 0.98);
        flex-direction: column;
        padding: var(--spacing-lg);
        gap: 0;
        border-bottom: 1px solid var(--border-color);
    }

    .nav-links.open {
        display: flex;
    }

    .nav-links a {
        padding: var(--spacing-md) 0;
        border-bottom: 1px solid var(--border-color);
    }

    .nav-links li:last-child a {
        border-bottom: none;
    }

    .mobile-menu-btn {
        display: block;
    }
}

/* Body padding for fixed header */
body.has-header {
    padding-top: 80px;
}

/* ==========================================================================
   24. Hero Section
   ========================================================================== */

.hero {
    text-align: center;
    padding: var(--spacing-3xl) var(--spacing-lg);
    margin-bottom: var(--spacing-2xl);
}

.hero-title {
    font-size: 2.5rem;
    font-weight: 700;
    color: var(--text-heading);
    margin-bottom: var(--spacing-lg);
    line-height: 1.2;
}

.hero-title span {
    color: var(--color-primary);
}

.hero-subtitle {
    font-size: 1.2rem;
    color: var(--text-muted);
    max-width: 600px;
    margin: 0 auto var(--spacing-2xl);
    line-height: 1.6;
}

.hero-cta {
    display: inline-flex;
    align-items: center;
    gap: var(--spacing-sm);
    background: linear-gradient(135deg, var(--color-primary) 0%, var(--color-primary-dark) 100%);
    color: var(--bg-gradient-start);
    padding: 14px 32px;
    border-radius: var(--radius-md);
    font-size: 1.1rem;
    font-weight: 600;
    text-decoration: none;
    transition: transform var(--transition-fast), box-shadow var(--transition-fast);
    border: none;
    cursor: pointer;
}

.hero-cta:hover {
    transform: translateY(-2px);
    box-shadow: 0 8px 25px rgba(var(--color-primary-rgb), 0.4);
}

.hero-cta svg {
    transition: transform var(--transition-fast);
}

.hero-cta:hover svg {
    transform: translateX(4px);
}

.hero-badges {
    display: flex;
    justify-content: center;
    gap: var(--spacing-xl);
    margin-top: var(--spacing-2xl);
    flex-wrap: wrap;
}

.hero-badge {
    display: flex;
    align-items: center;
    gap: var(--spacing-sm);
    color: var(--text-muted);
    font-size: 0.9rem;
}

.hero-badge svg {
    color: var(--color-accent);
}

@media (max-width: 700px) {
    .hero-title {
        font-size: 1.8rem;
    }

    .hero-subtitle {
        font-size: 1rem;
    }

    .hero-badges {
        flex-direction: column;
        gap: var(--spacing-md);
    }
}

/* ==========================================================================
   25. Live Rates Banner
   ========================================================================== */

.rates-banner {
    background: var(--surface-glass);
    border: 1px solid var(--border-color);
    border-radius: var(--radius-lg);
    padding: var(--spacing-md) var(--spacing-xl);
    margin-bottom: var(--spacing-2xl);
    display: flex;
    justify-content: center;
    align-items: center;
    gap: var(--spacing-2xl);
    flex-wrap: wrap;
}

.rates-banner-icon {
    color: var(--color-primary);
    display: flex;
    align-items: center;
    gap: var(--spacing-sm);
    font-weight: 600;
    font-size: 0.9rem;
}

.rate-item {
    display: flex;
    align-items: center;
    gap: var(--spacing-sm);
}

.rate-label {
    color: var(--text-muted);
    font-size: 0.85rem;
}

.rate-value {
    color: var(--text-heading);
    font-weight: 700;
    font-size: 1.1rem;
}

.rates-updated {
    color: var(--text-dimmed);
    font-size: 0.8rem;
}

.rates-disclaimer {
    width: 100%;
    text-align: center;
    font-size: 0.75rem;
    color: var(--text-dimmed);
    border-top: 1px solid var(--border-color);
    padding-top: var(--spacing-sm);
    margin-top: var(--spacing-sm);
}

.rates-disclaimer a {
    color: var(--text-muted);
    text-decoration: underline;
}

.rates-disclaimer a:hover {
    color: var(--color-primary);
}

@media (max-width: 700px) {
    .rates-banner {
        flex-direction: column;
        gap: var(--spacing-md);
        text-align: center;
    }
}

/* ==========================================================================
   26. Social Proof Section
   ========================================================================== */

.social-proof {
    background: var(--surface-glass);
    border: 1px solid var(--border-color);
    border-radius: var(--radius-xl);
    padding: var(--spacing-2xl);
    margin-bottom: var(--spacing-lg);
    text-align: center;
}

.social-proof-title {
    color: var(--text-heading);
    font-size: 1.3rem;
    margin-bottom: var(--spacing-xl);
}

.testimonials {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(250px, 1fr));
    gap: var(--spacing-lg);
    margin-bottom: var(--spacing-xl);
}

.testimonial {
    background: var(--surface-item);
    border-radius: var(--radius-lg);
    padding: var(--spacing-lg);
    text-align: left;
}

.testimonial-quote {
    color: var(--text-primary);
    font-size: 1rem;
    line-height: 1.5;
    margin-bottom: var(--spacing-md);
    font-style: italic;
}

.testimonial-quote::before {
    content: '"';
    color: var(--color-primary);
    font-size: 1.5rem;
    font-weight: 700;
    margin-right: 4px;
}

.testimonial-author {
    color: var(--text-muted);
    font-size: 0.85rem;
}

.social-proof-stat {
    color: var(--text-muted);
    font-size: 0.9rem;
}

.social-proof-stat strong {
    color: var(--color-primary);
}

/* ==========================================================================
   27. Email Capture Section
   ========================================================================== */

.email-capture {
    background: linear-gradient(135deg, rgba(var(--color-primary-rgb), 0.1) 0%, rgba(var(--color-primary-rgb), 0.02) 100%);
    border: 1px solid rgba(var(--color-primary-rgb), 0.2);
    border-radius: var(--radius-xl);
    padding: var(--spacing-2xl);
    margin-bottom: var(--spacing-lg);
    text-align: center;
}

.email-capture-title {
    color: var(--text-heading);
    font-size: 1.5rem;
    margin-bottom: var(--spacing-sm);
}

.email-capture-subtitle {
    color: var(--text-muted);
    font-size: 1rem;
    margin-bottom: var(--spacing-xl);
}

.email-form {
    display: flex;
    gap: var(--spacing-md);
    max-width: 500px;
    margin: 0 auto var(--spacing-lg);
}

.email-input {
    flex: 1;
    background: var(--surface-input);
    border: 1px solid var(--border-input);
    border-radius: var(--radius-sm);
    padding: 12px 16px;
    font-size: 1rem;
    color: var(--text-heading);
    outline: none;
    transition: border-color var(--transition-fast), box-shadow var(--transition-fast);
}

.email-input:focus {
    border-color: var(--color-primary);
    box-shadow: 0 0 0 2px rgba(var(--color-primary-rgb), 0.2);
}

.email-input::placeholder {
    color: var(--text-dimmed);
}

.email-submit {
    background: linear-gradient(135deg, var(--color-primary) 0%, var(--color-primary-dark) 100%);
    color: var(--bg-gradient-start);
    border: none;
    padding: 12px 24px;
    border-radius: var(--radius-sm);
    font-size: 1rem;
    font-weight: 600;
    cursor: pointer;
    transition: transform var(--transition-fast), box-shadow var(--transition-fast);
    white-space: nowrap;
}

.email-submit:hover {
    transform: translateY(-2px);
    box-shadow: 0 4px 15px rgba(var(--color-primary-rgb), 0.3);
}

.email-note {
    color: var(--text-muted);
    font-size: 0.85rem;
}

@media (max-width: 700px) {
    .email-form {
        flex-direction: column;
    }
}

/* ==========================================================================
   28. Comprehensive Footer
   ========================================================================== */

.footer-comprehensive {
    margin-top: var(--spacing-3xl);
    padding-top: var(--spacing-2xl);
    border-top: 1px solid var(--border-color);
}

.footer-grid {
    display: grid;
    grid-template-columns: 2fr 1fr 1fr 1fr;
    gap: var(--spacing-2xl);
    margin-bottom: var(--spacing-2xl);
}

.footer-brand h3 {
    color: var(--text-heading);
    font-size: 1.2rem;
    margin-bottom: var(--spacing-md);
}

.footer-brand p {
    color: var(--text-muted);
    font-size: 0.9rem;
    line-height: 1.6;
}

.footer-column h4 {
    color: var(--text-heading);
    font-size: 0.9rem;
    text-transform: uppercase;
    letter-spacing: 0.5px;
    margin-bottom: var(--spacing-md);
}

.footer-column ul {
    list-style: none;
}

.footer-column li {
    margin-bottom: var(--spacing-sm);
}

.footer-column a {
    color: var(--text-muted);
    text-decoration: none;
    font-size: 0.9rem;
    transition: color var(--transition-fast);
}

.footer-column a:hover {
    color: var(--color-primary);
}

.footer-bottom {
    padding-top: var(--spacing-lg);
    border-top: 1px solid var(--border-color);
    text-align: center;
}

.footer-attribution {
    color: var(--text-muted);
    font-size: 0.85rem;
    margin-bottom: var(--spacing-sm);
}

.footer-copyright {
    color: var(--text-dimmed);
    font-size: 0.8rem;
    margin-bottom: var(--spacing-sm);
}

.footer-disclaimer {
    color: var(--text-dimmed);
    font-size: 0.75rem;
    max-width: 600px;
    margin: 0 auto;
}

@media (max-width: 700px) {
    .footer-grid {
        grid-template-columns: 1fr 1fr;
        gap: var(--spacing-xl);
    }

    .footer-brand {
        grid-column: span 2;
    }
}

@media (max-width: 480px) {
    .footer-grid {
        grid-template-columns: 1fr;
    }

    .footer-brand {
        grid-column: span 1;
    }
}

/* ==========================================================================
   29. Enhanced Card Styles
   ========================================================================== */

.card {
    background: var(--surface-card);
    border-radius: var(--radius-xl);
    padding: var(--spacing-xl);
    margin-bottom: var(--spacing-lg);
    border: 1px solid var(--border-color);
    box-shadow: 0 4px 20px rgba(0, 0, 0, 0.2);
    transition: border-color var(--transition-fast), box-shadow var(--transition-fast);
}

.card:hover {
    border-color: rgba(var(--color-primary-rgb), 0.2);
}

.card-section-header {
    display: flex;
    align-items: center;
    gap: var(--spacing-sm);
    color: var(--color-primary);
    font-size: 0.85rem;
    text-transform: uppercase;
    letter-spacing: 0.5px;
    margin-bottom: var(--spacing-md);
}

.card-section-header svg {
    opacity: 0.8;
}

/* ==========================================================================
   30. Utility Classes
   ========================================================================== */

.text-center {
    text-align: center;
}

.text-primary {
    color: var(--color-primary);
}

.text-accent {
    color: var(--color-accent);
}

.mt-0 { margin-top: 0; }
.mt-1 { margin-top: var(--spacing-sm); }
.mt-2 { margin-top: var(--spacing-md); }
.mt-3 { margin-top: var(--spacing-lg); }
.mt-4 { margin-top: var(--spacing-xl); }

.mb-0 { margin-bottom: 0; }
.mb-1 { margin-bottom: var(--spacing-sm); }
.mb-2 { margin-bottom: var(--spacing-md); }
.mb-3 { margin-bottom: var(--spacing-lg); }
.mb-4 { margin-bottom: var(--spacing-xl); }

.hidden {
    display: none !important;
}